Losses From Fire

Losses due to fires can be divided into "direct losses" covering damage to the premises, its content, injuries suffered by occupants or others and other fatalities (if any). At times these losses may spread to adjacent premises. In addition there may be "indirect" or "consequential" losses such as lost opportunities, idling equipment and personnel, costs of reconstructions and resumption of activities, medical costs, public liabilities, pain and trauma.Experience shows that  in case of major fire and other loss incidents the total magnitude of indirect losses are much larger than direct visible losses.

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Causes of Fire

Generally "causes" of fire are attributes to source of heat. Thus Fires Causes have been listed as:-


Smoking

Electrical appliances

Electrical Arcs & Sparks

Static charges

Welding and cutting

Cooking appliances

Fireworks

Friction

Mechanical sparks

Runaway chemical reaction 

Overheating

Spontaneous

incendiary or Melacious

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